FD & RD Loan

Unlock the value of your savings with The Royal Co Op. Credit Society Ltd.’s FD & RD Loan – a convenient way to borrow against your Fixed Deposit (FD) or Recurring Deposit (RD) without breaking your investment.

Key Features

- Borrow Against FD/RD: Get a loan against your existing FD or RD as collateral.
- High Loan-to-Value (LTV): Up to 70% of FD/RD value.
- Flexible Tenure: Loan tenure aligned with your FD/RD term or shorter as per need.
- Zero Processing Fees: No hidden charges; transparent cost structure.
- Quick Approval: Minimal docs; approval often within 24 hours.

Why Choose Us?

Trusted, member-focused service with transparent terms, low rates, and fast processing. Leverage your savings without breaking your FD/RD.