The Royal Co Op. Credit Soc. Ltd. was registered on January 10. 2018, establishing itself as a trusted financial cooperative in Gujarat. Starting with core offerings like Personal Loans, Group Loans, and Small Ticket Loans, the society quickly adapted to market needs during challenging times. Even amidst the COVID-19 disruptions, Royal stood firm, honoring commitments to customers and investors while expanding services.
The society's growth reflects resilience and innovation, launching Gold Loans at the end of COVID's third phase to meet surging demand. Today, it successfully operates premium products like Gold Loans alongside newer additions such as Consumer Durable Loans and Prepaid Money Cards in joint venture with ICICI Bank. This evolution underscores Royal's commitment to evolving with market dynamics while prioritizing customer trust and service excellence. Last year we have also implemented Digital banking system through CBS Banking Software. Customers can also opt for inward QR Code facility through Royal Mobile Banking Application and keep checks on their accounts. Door-step Banking has also been implemented for customer benefits.
Over the years, Royal has built a strong foundation by focusing on community needs and financial stability. From its humble beginnings, the society has grown into a reliable partner for the residents seeking accessible credit solutions. Its ability to navigate economic challenges demonstrates a forward-thinking approach that continues to benefit members.
The cooperative's journey highlights dedication to service quality and member satisfaction, positioning it as a key player in local finance.